金融英语词汇速记
account number 帐目编号?
depositor 存户?
pay-in slip 存款单?
a deposit form 存款单?
a banding machine 自动存取机?
to deposit 存款?
deposit receipt 存款收据?
private deposits 私人存款?
certificate of deposit 存单?
deposit book, passbook 存折?
credit card 信用卡?
principal 本金?
overdraft, overdraw 透支?
to counter sign 双签?
to endorse 背书?
endorser 背书人?
to cash 兑现?
to honor a cheque 兑付?
to dishonor a cheque 拒付?
to suspend payment 止付?
cheque,check 支票?
cheque book 支票本?
order cheque 记名支票?
bearer cheque 不记名支票?
crossed cheque 横线支票?
blank cheque 空白支票?
rubber cheque 空头支票?
cheque stub, counterfoil 票根?
cash cheque 现金支票?
travelers cheque 旅行支票?
cheque for transfer 转帐支票?
outstanding cheque 未付支票?
canceled cheque 已付支票?
forged cheque 伪支票?
central bank, national bank, bankers bank 中央银行?
bank of issue, bank of circulation 发行币银行?
commercial bank 商业银行，储蓄信贷银行?
member bank, credit bank 储蓄信贷银行?
discount bank 贴现银行?
exchange bank 汇兑银行?
requesting bank 委托开证银行?
issuing bank, opening bank 开证银行?
advising bank, notifying bank 通知银行?
negotiation bank 议付银行?
confirming bank 保兑银行?
paying bank 付款银行?
associate banker of collection 代收银行?
consigned banker of collection 委托银行?
clearing bank 清算银行?
local bank 本地银行?
domestic bank 国内银行?
overseas bank 国外银行?
unincorporated bank 钱庄?
branch bank 银行分行?
trustee savings bank 信托储蓄银行?
trust company 信托公司?
financial trust 金融信托公司?
unit trust 信托投资公司?
trust institution 银行的信托部?
credit department 银行的信用部?
self-service bank 无人银行?
land bank 土地银行?
construction bank 建设银行?
industrial and commercial bank 工商银行?
bank of communications 交通银行?
mutual savings bank 互助储蓄银行?
post office savings bank 邮局储蓄银行?
mortgage bank, building society 抵押银行?
industrial bank 实业银行?
home loan bank 家宅贷款银行?
reserve bank 准备银行?
chartered bank 特许银行?
corresponding bank 往来银行?
merchant bank, accepting bank 承兑银行?
credit cooperatives 信用社?
clearing house 票据交换所?
public accounting 公共会计?
business accounting 商业会计?
cost accounting 成本会计?
depreciation accounting 折旧会计?
computerized accounting 电脑化会计?
general ledger 总帐?
subsidiary ledger 分户帐?
cash book 现金出纳帐?
cash account 现金帐?
journal, day-book 日记帐，流水帐?
bad debts 坏帐?
investment 投资?
surplus 结余?
idle capital 游资?
economic cycle 经济周期?
economic boom 经济繁荣?
economic recession 经济衰退?
economic depression 经济萧条?
economic crisis 经济危机?
economic recovery 经济复苏?
inflation 通货膨胀?
deflation 通货收缩?
devaluation 货币贬值?
revaluation 货币增值?
international balance of payment 国际收支?
favourable balance 顺差?
adverse balance 逆差?
hard currency 硬通货?
soft currency 软通货?
international monetary system 国际货币制度?
the purchasing power of money 货币购买力?
money in circulation 货币流通量?
note issue 纸币发行量?
national budget 国家预算?
national gross product 国民生产总值?
public bond 公债?
stock, share 股票?
debenture 债券?
treasury bill 国库券?
debt chain 债务链?
direct exchange 直接（对角）套汇?
indirect exchange 间接（三角）套汇?
cross rate, arbitrage rate 套汇汇率?
foreign currency (exchange) reserve 外汇储备?
foreign exchange fluctuation 外汇波动?
foreign exchange crisis 外汇危机?
discount 贴现?
discount rate, bank rate 贴现率?
gold reserve 黄金储备?
money (financial) market 金融市场?
stock exchange 股票交易所?
broker 经纪人?
commission 佣金?
bookkeeping 簿记?
bookkeeper 簿记员?
an application form 申请单?
bank statement 对帐单?
letter of credit 信用证?
strong room, vault 保险库?
equitable tax system 等价税则?
specimen signature 签字式样?
banking hours, business hours 营业时间
minimum paid-up share capital 最低实缴股本
reciprocity 互惠
corresponding bank 代理行
liaison office 联络办公室
moratorium 延期偿付权
legislation 法规
innovation 改革
underwriting 包销
merge 合并
portfolio 资产组合
unit trust 单位投资信托
arbitrage 套汇
capital adequacy ratio 资本充足率
derivative 金融衍生工具
maturity 到期日
deregulation 放松管制
redemption 兑现
certificates of indebtedness 债务证书
linked exchange rate 联系汇率
accounting arrangements 会计安排
resumption of sovereign 收回主权
holding company 控股公司
privileges 特权
legal tender 法币
medium of exchange 交换媒介
deferred payment 延期支付
face value 面值
mintage 铸币
homogeneity 同质权?
fiat money 不兑换纸币，名义纸币
negotiable certificates of deposits? ?大额转让存单
narrowly-defined 狭义定义的
broadly-defined? ? 广义定义的
required reserve 法定准备金
excess reserve 超额准备金
monetary base 货币｛流通｝基础
open market operations 公开市场操作
auction 拍卖
non-intervention 不干涉主义
net balance 净差｛余｝额
advance 贷款
retained earnings 留存收益
risk-weighted assets 风险加权资产
off-balance sheet items 表外业务项目
collateral 抵押
claims 债权
denominate 面值
residual maturity 剩余期限
mortgage 住房抵押
arrears 拖欠尾数
default 违约
on-balance sheet items 表内业务
contingency 意外开支
repurchase agreement 回购协议
recourse 追索权
irrevocable 不可撤消
market risk exposure市场风险
position 头寸
debt-to-equity ratio 资产负债比率
treasure bond 国库券
leasing 租赁
money laundering 洗钱
treasure bill 国库券
bankruptcy 破产
real time gross settlement 实时全额清算
off-shore 离岸
clearing bank清算行
discount house 贴现行
privileged position 最优惠头寸
building society 建房协会
japanese big bang 日本金融改革
dual banking system 双轨银行制度
wire transfer 电子转帐
negotiable 可流通的
installment 分期付款
benchmark 基准利率
turnover 成交额
outstanding 未付的
promissory note 本票
unsecured 无担保的
prime rate 最优惠利率
preference share 优先股
ordinary share 普通股
warrant 认股权
current market value 当期市值
option contract 期权合同
hedging 套期保值
provident fund 福利基金
beneficiary 受益人
collecting bank 代收行
code 代号，代码，密码
uncleared cheque 未清偿支票
invoice 发票
credit transfer 信用转帐
endorsement 背书
bearer 持票人
defective title 有瑕疵的所有权
down payment 首付款
travellers cheque 旅行支票
bearer bonds 不记名债券
crossed cheque划线支票
countersign 联署
paying bank 付款行
transferable 可转让
holder in due course 正当持票人
holder in value 有代价持票人
overdue 过期
dishonoured cheque 拒付支票
repo repurchase agreement 回购协议
countermand? ?取消
garnishee order 向第三债务人下达的资产扣押令
winding-up 停业清理
secured loan 担保贷款
overdraft 透支
real estate mortgage 房地产抵押
chattel mortgage 动产抵押
in presence of 提示
reimbursement 偿还
withholding interest tax 预扣税
custodian 保管
access 准入
automatic teller machine 自动取款机
personal identity number? ?密码.个人识别号
passbook 存折
insurance broker 保险经纪人
hire purchase 租购
working capital loan 周转资金
start-up loan 创业贷款
syndicated loan 辛迪加贷款
project financing 项目融资
foreign trade financing 对外贸易融资
current assets 流动资产
accounts receivable 应收帐款
agent bank 代理行
drawdown period 支用期
grace period 宽限期
principle 本金
tombstone 证券发行公告
factoring facilities 保理业务
open credit 无担保贷款
factor 保理人
lessee 承租人
lessor 出租人
non-resourse 无追索权
financial lease 金融租赁
operating lease 经营租赁
full payout lease 支付租赁
true lease 真实租赁
conditional lease 条件租赁
leverage lease 杠杆租赁
electronic date interchange services 电子数据交换服务
retail bank? ? 商业零售银行
private bank 私人银行
merchant bank 商人银行
risk preference 风险偏好
risk taking investor 甘冒风险的投资者
risk aversion investor 逃避风险的投资者
macroeconomic oriented 以宏观经济为导向的
equities origination 股票发行
venture capital financing 风险资本融资
the spread 价差
interest rate swap 利率互换?
leverage buyout 杠杆收购
junk bond 垃圾债券
red chips 红筹股
shares h股
trustee 受托人?
collection 托收
production combination 生产联合
production cost 生产成本
comparative advantage 相对优势
middle agent 中间代理
eliminate exchange risk 消除外汇风险
shipping insurance 海险
guarantee 担保
performance bond 履约保证
import credit 进口信贷
dividends 分红
money transfer 转帐
bank draft 银行汇票
mail transfer 信汇
telegraphic transfer 电汇
test key测试密钥
telex 电报
standardized format 标准格式
clearing house 结算所
computer code 电脑代码
additional cost 附加成本
foreign exchange rate 外汇汇率
swing 浮动
spot rate 现汇汇率
market rate 市场汇率
cross rate 交叉汇率
forward exchange contract 远期外汇合同?
currency future contract 货币期货合同
quotation 报价单
rolling forex 展期外汇
option on foreign exchange 外汇期权?
strike price? ?执行价格
expiry date 到期日
call option 多头期头
put option 空头期权
foreign exchange hedge 外汇套期保值
foreign exchange swap 外汇掉期
superannuation 养老基金
pension funds 退休基金
brokerage fee 经纪人佣金
optimum profit 最高收益
canon 标准
illegal activities 非法 行为
speculative purpose 投机目的
repayment schedule 还款安排
balance sheet 资产负债表
income statement 利润表
long-term loan 长期贷款
country-risk 国别风险
quantitative yardstick 定量的评判标准
credit risk 信用风险
risk assessment 风险评估
margin 保证金
legal authority 法定权力
memorandum and articles of association 公司章程
cushion of assets 资产缓冲
safe title 所有权
credit reference agency 信用查询机构
credit standing 信用状况
consumer loan 消费信贷
bonus 奖金
gratuity 退休金
track record 工作履历
minors account 未成年人帐户
sole proprietors 独资企业
private limited company 私人有限公司
public limited company 公共有限公司
inter-bank lending /borrowing 同业拆借
the inter-bank money market 同业拆借市场
local currency 本国货币
marginal cost 边际成本
inter-bank rate 同业拆借利率
contingency payout 意外支出
natural disaster 自然灾害
legal status 法定地位
documentary credit 跟单信用证
documentary collection 跟单托收
export credit insurance 出口信贷保险
shipment policy 装运保险单
issuing bank 开证行
advising bank 通知行
confirming bank 保兑行
applicant 开证申请人
irrevocable documentary letter of credit 不可撤消信用证
reimbursing bank 偿付行
negotiating bank 议付行
verification 证实
confirmed credit 保兑信用证
payment in advance 预付贷款
remitting bank 托收行
collecting bank 代收行
sight bill 即期汇票
term bill 远期汇票
clean collection 光票托收
bill of lading 提单
certificate of origin?
airway bill 航空联运
certificate of inspection 检验证明?
insurance policy certificate 保单证明
open account 赊销
premium 保险费
第十六章 特殊类型的借款者-商业部门
stockbroking 股票经纪
going concern 持续经营
net profit 净收益
audited accounts 经过审计的帐户
registration certificate 注册证明
inheritance 遗产
tangible security 有形担保
intangible personal guarantee 无形个人担保
deed 契约
dormant partner 不参与经营的合伙人
limited partner 有限责任合伙人
aggressive management 扩张性管理
defensive management 保守性管理
gearing 举债经营
prior charge 优先偿付债券
charges on assets 以资产抵押
fixed charge 固定抵押
floating charge 浮动抵押
overtrading 超资力经营
life policy 人寿保险
depreciation 折旧
indemnity 赔偿
legal mortgage 法定抵押
leasehold mortgage 衡平法抵押
surrender value 租赁财产抵押
stocks and shares 股票和证券
unquoted shares 非挂牌｛上市｝股票
cross-guarantee 交叉担保
under influence 不正当影响
misrepresentation 与事实不符合的陈述
debenture 债券
run down 削减
acknowledgement 确认
tangible assets 有形资产
intangible assets 无形资产?
copy right 版权
goodwill 商誉
net worth 资产净值
cash flow 现金流量
current ratio 流动比率
quick ratio 速动比率
quality of assets 资产质量
investment strategy 投资策略
trend analysis 趋势分析
debt to equity ratio 债务产权率
debt service ratio 还本付息比；偿债比率
amortization 摊销
receivable turnover 应收帐款
inventory turnover存货周转
write off 注销
recession （经济）衰退
social unrest 社会动荡
uncleared funds 未清算资金
credit limit 信贷限额
bad debt 坏帐
loan restructuring 贷款重新安排
recovery 追陪
offsetting 补偿
legal proceeding 诉讼
litigation solicitor诉讼律师
baby bond 小额股票
background 背景
background investigation 背景调查
background material 背景材料
bad 坏的
bad account 坏帐，呆帐
bad debt loss 坏帐损失
bad debt recovey 呆坏帐收回
bad title 失效产权
balance 余额，结余，差额，平衡?
adverse balance 收支逆差
balance budget 平衡预算
balance of international trade 国际贸易差额
balance of payment 国际收支
balance sheet 资产负债表
balance sheet audit 资产负债表审计
balance sheet classification 资产负债表分类
balance sheet evaluation 资产负债表评价
closing balance 期末差额
credit balance 贷方余额
foreign currency balance 外汇余额
keep balance 保持平衡
loss balance 失去平衡
negative balance 逆差
retained balance from foreign exchange revenue 外汇收入留成余额
summary balance sheet 资产负债汇总表
bank 银行
all-purpose bank 通用银行
bank account balance 银行存款余额
bank balance sheet 银行财务状况表
bank credit 银行信贷
bank debt 银行债务
bank discount rate 银行贴现率
bank holding company 银行控股公司
bank interest 银行利息
bank line 银行信用额度
bank loan 银行借款
bank rate 银行贴现率
bank reserve 银行准备金
bank’s buying rate 银行买价
bank’s call loan 银行同行拆借
bank’s 
selling rate 银行卖价
clearing bank 清算银行
commercial bank 商业银行
cooperative bank 合作银行
mortgage bank 抵押银行
banking 金融，银行业
banking institution 金融机构
banking law 银行法
banking sector 银行部门
bankrupt 破产
bankrupt’s assets 破产者的财产
bankruptcy 破产
act of bankruptcy 破产法案
arrangement in bankruptcy court 迫产法庭调解
bankruptcy administrator 破产管理人
bankruptcy amendment act 破产修正案
bankruptcy court 破产法院
bankruptcy debtor 破产债务人
bankruptcy judge 破产判决
bankruptcy law 破产法
bankruptcy notice 破产公告
bankruptcy ordinance 破产条例
bankruptcy petition 要求宣布破产
bankruptcy proceedings 破产程序
bankruptcy rules 破产规定
bankruptcy trustee 破产受托人
declaration of bankruptcy 宣布破产
bargain 议价，讨价还价
basic 基本的，基础
basic account 基本帐户
basic accounting unit 基本核算单位?
bear 空头，卖空
bear account 空头帐户
bear market 熊市，淡市
bear transaction 空头交易
beat 还价，杀价
below par 低于票面价值
benchmark 基准
benefit 利益，受益，福利，津贴
benefit country 受惠国
benefit fund for employees 职工福利基金
benefit program 福利计划
benefited 受益的
benefited party 受益方
benevolent fund 慈善基金
beta 贝塔（与股票相关的）系数
beta risk measurement 贝塔风险系数测定
bid 投标，报价，出价
bid bond 投标押金
bid opening date 开标日期
bid price 买方出价
call for bid 招标
invite bid 招标
bidder 投标人，投标商
bidding 投标，出价
bidding documents 标书
big board 指美国纽约股票交易所
big six 指美国六大会计事务所
big three 指美国三大汽车公司
bilateral 双边的
bilateral agreement 双边协议
bilateral loans 双边贷款
bilateral trade 双边贸易
bill 票据，帐单，发票，钞票
bill receivable account 应收票据帐户
treasury bill 国库债券
black 黑色的，黑市的
blank market price 黑市价格
black market transaction 黑市交易
blank 空白的
blank check 空白支票
blanket 一揽子的
blanket insurance 统括保险
blanket mortgage 一揽子抵押
blue chip 兰筹股
blue-chip share 头等股票
blue-chip stock 热门股票
blue-collar worker 兰领工人
blue-sky law 兰天法（防欺诈凭空发行股票的法律）
board 董事会，委员会，理事会
board chairman 董事长
board meeting 董事会议
board of administration 董事会，理事会
board of arbitration 仲裁委员会
board of audit 审计委员会
board of directors 董事会，理事会
board of executive director 执行董事会，执行委员会
board of manager’s 理事，董事
board of supervisors 监事会
board of trustees 受托委员会
bond 债券，证券，公债
bond broker 债券经纪人
bond creditor 债券债权人
bond discount 债券折价
bond issue 债券发行
bond market 债券市场
bond premium 债券溢价
bond rating agency 债券评级机构
bond yield 债券收益
callable bond 通知偿还债券
convertible bond 可转换债券
government bond 政府债券
junk bond 拉圾债券
listed bond 挂牌债券，上市证券
mortgage bond 抵押债券
municipal bond 市政债券
preference bond 优先债券，优先股
registered bond 记名债券
treasury bond 国库债券
unlisted bond 未挂牌债券，未上市证券
bonded 保税的，有抵押的
bonded area 保税区
bonded factory 保税工厂
bonded goods 保税货物
bonded warehouse 保税仓库
bonus 奖金，红利，津贴
bonus issue 发放红利股
bonus-percentage of profit 利润率分红
bonus share 分红股，红利股
book 书籍，帐簿，记帐，定票，订货
book depreciation 帐面折旧
book-entry securities 记帐证券
book inventory 帐面库存
book of account 帐簿
book profit 帐面利润
book value per share 每股帐面价值
boom 繁荣，景气
borrow 借入
borrow money on credit 信用借款
borrowed 借入的
borrowed capital 借入资本
borrowed funds 借入资金
borrowed reserve 借入准备金
borrowing 借款，借用
